Another Sign That Hell Has Frozen Over

[Doc]

Something like that yeah. I get a return of 10% on my purchases like a Discover Card.

[Occhidiangela]

Credit cards don't put people into a deep credit hole, people with poor spending discipline and or bad luck put people into a deep credit hole :rolleyes:

Seriously, if YOU stay in control, a 5,000 dollar limit gives you some flex, while at the same time allowing the bank to give you a reality check if you get silly with your card.

If you have been a tightwad all your life, merely getting a credit card won't change that. It is only if YOU change that the spending patterns will change. And then you get to use a plactic card as a shovel! hehehe

"When you have dug yourself into a hole, a general prudential rule is to first, stop digging."

Da Rube

[Smegged]

Didn't you and I have a mini argument about the worth of credit cards at one point? You swore up and down they were pure evil, while I said they're just a tool, no more or less dangerous than any other: handle them responsibly and they help you get things done. Handle improperly, someone could get hurt.

Ah yes, I remember that very well. Happened in one of my threads you see. You also said that I'd be someone likely to be burned once by credit cards and learn my lesson. Well, I'm happy to say that I'm now a year ahead on my car loan I've settled down a lot over the last two years.

[Smegged]

Cell phones are another one I've thus far avoided and now recent changes in my life are pressuring me in the direction of actually biting the bullet and getting one.

Damnit me too! I hate the little bugger. Just got it like two months ago. Although it does make it easier to organise dates...

[WarBlade]

My bank actually approved my credit card and are mailing it to me this coming week! WTF? :blink:

Now, do I really actually want one? :unsure:

[Occhidiangela]

Be careful of what you wish for, as you are sure to get it! :D

Rogue